Don't miss the value in this 2-story 4 bedroom Rancho Bernardo home in Bernardo Hills, adjacent to North Poway's Summerfield. Solar System (owned), and dual pane vinyl windows and sliders through most of home. 2-car attached garage with extra parking. Large living/dining room with vaulted ceilings and fireplace. Large Family Room is adjacent to the kitchen with ample counter space. Extra large lot with block wall in back. Rancho Bernardo Swim and Tennis Club with low annual fees. Buyers can "freshen up" this home to their own desires. Poway Unified School District with Painted Rock School and Bernardo Heights Middle and High Schools. Many community recreational amenities. The Rancho Bernardo Swim and Tennis Club also manages the HOA and Architectural Committee. The current owners have the Class B Membership (limited to 6 visits) for an annual fee of $330. A Class A Membership (unlimited) would come with an annual fee of $495. Low HOA dues includes membership to Rancho Bernardo Swim & Tennis Club with full access to multiple adult pools, children’s pool, tennis courts, gym, sauna, classes, children’s playgrounds, party rooms, and more. Best of all worlds! Quiet Rancho Bernardo neighborhood is connected to lovely Summerfield Estates and adjacent equestrian trails. Conveniently located to Rancho Bernardo Winery, the hiking trails of Blue Sky Ecological Preserve, Poway Lake, Rancho Bernardo branch library, parks, multiple grocery stores and much more.