*** ASSUMABLE VA LOAN AT 2.375% *** A place to settle in, spread out, and enjoy more of your day. All of the living space sits on one level, above an attached 1-car garage. Set in Parc Place within Montecito at Otay Ranch, this 2-bdrm, 2-bath, two-story condo was built in 2018 and pairs comfortable living with a welcoming community setting. The open living, dining, and kitchen layout keeps conversation easy, whether you're cooking dinner or hosting friends. White cabinetry, granite counters, stainless steel refriegerator, and a breakfast bar give the kitchen an inviting feel. The balcony is ready for fresh air, morning coffee, or a quiet evening. The primary suite features a walk-in closet and dual vanity. An interior full-size stackable washer and dryer, central AC, tankless water heater, and installed ceiling storage racks in the garage add everyday practicality. Within the community, Montecito's clubhouse offers plenty of room for recreation and relaxation: a resort-style pool and spa, fitness room, bocce ball courts, barbecue stations, and covered outdoor dining. Spend an afternoon poolside, fit in a workout, or gather with friends around the fire pit. With Otay Ranch shopping and dining nearby, this home brings together comfort, convenience, and plenty of ways to enjoy where you live.