Now offered at $670,000, below the most recent comparable sale in the community! AND seller is willing to cover the cost of a temporary rate buy-down, which can lower a qualified buyer's monthly payment in the early years of the loan. Three bedrooms. Three full baths. 1,625 square feet of 2012-built living space in the Mosaic community of Otay Ranch. A home with room to actually spread out! The floor plan delivers what buyers in 91913 want: a true 3-bedroom, 3-bathroom layout with a large loft for added flexibility. Built in 2012, the home is newer than much of the surrounding inventory, and the attached two-car garage adds everyday convenience most condos in this price range simply don't offer. Tucked into a quiet corner of the complex, the unit catches sunlight from multiple exposures, keeping the 1,625 square feet bright from morning to evening. Inside, the home has been thoughtfully updated: upgraded light fixtures throughout, new appliances, and new luxury vinyl plank flooring that flows through the main living areas, with upgraded carpet on the stairs. The location is as wonderful as the home. Elementary schools are within easy reach, and walking paths wind through the neighborhood to a nearby park, making the location ideal for daily walks, weekend play, or just getting outside without getting in the car. Add in a quiet, established community with pool, fitness room and clubhouse, and low-maintenance condo living, and you have one of the more livable addresses in the 91913 corridor, close to shopping, dining, and major commute routes. Schedule your tour today and see the differences this home offers for yourself! (Based on information from California Regional Multiple Listing Service, Inc. as of 10/8/2026 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Buy-down subject to buyer qualification, lender approval, and program terms.)