Now conventionally financeable. HOA insurance issue has been resolved so it's a fresh opportunity for buyers! Great Quiet Location, Lower Level, End Unit, Upgraded Three Bedroom with Rare 1 Car Detached GARAGE! Beautiful Westerly Views, Thoughtfully Remodeled Throughout, Prestigious Morada Complex in Resort-Like Vista Del Lago in Award Winning Poway Unified School District! Convenient Location to Freeway Access, Parks, Schools, Wineries, Golf courses, Restaurants, Shopping, San Diego Zoo Safari Park and more. Fire insurance increased to $85m on 7/17/2025 and now able to get a conventional mortgage. Too Many Upgrades to Mention - Updated Flooring, Remodeled Kitchen with Granite Countertops, Stainless Steel Appliances including Induction Stove, Remodeled Bathrooms, Upgraded Dual Paned Windows, Pipes Replaced, Overhead Light/Fans, Smart Lock & Metal Screen Door, In Unit Full Size Laundry Closet with Laundry Chute Opening Access from Primary Walk in Closet. Enjoy resort style living at the highly sought-after gated community of Morada at Vista Del Lago! Ample guest parking and EV charging stations. Morada owners enjoy Vista del Lago’s state-of-the-art amenities with gated entry, clubhouse, two sparkling pools and spas, an exercise room, recreation room, business center, lighted tennis courts and BBQ areas. HOA Fee includes Water, Trash, Insurance, Common Area Maintenance, Roof Maintenance, Pest Control, Exterior Maintenance, Landscaping, Amenities. A great place to live and play.