PENDING at Whelan Ranch: 4856 Cardiff Bay Drive, Oceanside, CA 92057. 5-bedroom 3-bath, 2428 sf, 1997 Whelan Ranch $1,175,000 begin new search
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Overview

Step inside a home that feels open, bright, and easy to live in from the moment you enter. The living spaces flow comfortably together, creating room for both everyday living and gathering with friends and family. The kitchen connects naturally to the main living areas, while porcelain tile flooring downstairs and wood flooring upstairs add warmth and durability throughout. Large windows bring in natural light and create a welcoming atmosphere, and the primary suite features a steam shower. Outside, the backyard features a saltwater pool with solar heating, covered patio, and outdoor kitchen area with new BBQ and outdoor range, offering a private setting with outdoor fire pit, perfect for relaxing or entertaining. Paid solar and a whole house fan enhance energy efficiency and comfort, and the home also includes an EV charger. Surround sound with Bose speakers in the family room and outside adds an elevated entertainment experience. The backyard includes mature avocado trees, perfect for enjoying avocados right from your own backyard. Located in Oceanside near shopping, dining, and coastal conveniences, this home offers comfort, space, and a lifestyle that’s easy to enjoy. Come see for yourself.

Address 4856 Cardiff Bay Drive

Oceanside, CA 92057
Listing Status Pending
Asking Price $1,175,000
Original Listing $1,175,000 @ 2026-02-26
Property Condition Turnkey
Escrow Date 2026-03-14
Off-Market Date 2026-03-14T19:54:31Z
Days on MLS
Rooms
Walk-In Closet, Primary Bedroom, Entry, Separate Family Room, Laundry, Kitchen, Living Room, Main Floor Bedroom, Family Room, Primary Bathroom
Square Footage 2428 sf
Flooring Wood
Bedrooms 5
Full Bathrooms 3
Location
Directions Douglas to Cardiff Bay Dr.
Market Area 92057 - Oceanside
Complex Whelan Ranch
School District Not Listed
Ownership
Age Restriction 0
Property Type
Mello-Roos Fee $0
HOA Fee $68
HOA Amenities Other
HOA Features Curbs, Street Lights, Sidewalks, Suburban
Public Records
County San Diego
Assessor Parcel# 1223854500
Zoning R1
Geographic Areas

Community College District: Mira Costa CC

Zip Code: 92057

Highway Locator

West of I-15

East of I-5

North of SR-78

Ocean Distance 6.1 miles
Exterior
Style Single Family Residence
Material Barbecue Private
Lot Size ~ 12,632 sf
Fencing Privacy
Topography Not Listed
Roof Tile
Entry Steps 1
Swimming Pool In Ground, Fenced, Heated, Solar Heat, Salt Water
Patio Covered, Patio
Exclusive Yard 1
Parking
Garage Faces Front
Garage Door Opener
Garage - Two Door
Total Spaces: 3
Garage Spaces: 3
Non-Garage Spaces: 0 -
View Neighborhood
Features
Year Built 1997 (source: Assessor)
Laundry Location Individual Room,Gas & Electric Dryer Hookup,Washer Hookup
Elevator Not Listed
Cooling Electric, Whole House Fan, Central Air
Heating Natural Gas, Forced Air
Sewer/Septic Public Sewer
Fireplaces Gas,Family Room (1)
Security Carbon Monoxide Detector(s), Smoke Detector(s)
Interior Features Built-in Features, Unfurnished, High Ceilings, Ceiling Fan(s), Recessed Lighting, 2 Staircases, Open Floorplan, Wired for Sound, Granite Counters
Additional Parcels No
Appliances Yes
Assessments No
Association Yes
Association Fee 2 0
Association Fee Frequency Monthly
Attached Garage Yes
Below Grade Finished Area 0
Carport Spaces 0
Common Walls No Common Walls
Cooling Yes
Door Features Sliding Doors
Eating Area Breakfast Counter / Bar, Dining Room
Entry Location front
Foundation Details Concrete Perimeter
Heating Yes
High School 2 ELCAM
High School District Oceanside Unified
Land Lease No
Laundry Yes
Levels Two
Living Area Source Assessor
Living Area Units Square Feet
Lot Features Landscaped, 0-1 Unit/Acre, Level, Front Yard, Back Yard, Lawn
Lot Size Source Assessor
Lot Size Units Acres
Main Level Bathrooms 1
Main Level Bedrooms 1
New Construction No
Number Of Units Total 0
Number Remotes 0
Parking Yes
Patio Yes
Pool Private Yes
Property Attached No
Road Frontage Type City Street
Road Surface Type Paved
Room Bathroom Features Upgraded, Soaking Tub, Quartz Counters, Shower in Tub, Closet in bathroom, Exhaust fan(s), Double sinks in bath(s), Double Sinks in Primary Bath, Bathtub
Room Kitchen Features Kitchen Open to Family Room, Kitchen Island, Granite Counters
Sprinklers No
Tax Model
View Yes
Well Depth 0
Well Gallons Per Minute 0
Well Pump Horsepower 0
Well Report No
Window Features Shutters, Double Pane Windows, Screens, Blinds
Monthly Payment Calculator
Property Tax estimate of 1% of listing price does not include local voter-approved bonds/assessments, supplemental taxes for new construction or ownership changes, extra local fees, etc.
Listing Source
Platform CRMLS
AOR North San Diego County
MLS Number NDP2601829
Courtesy of eXp Realty of Southern CA
Listing Agent Janet Bernarda
bernardahomes@gmail.com