PROFESSIONAL PHOTOS/DRONE COMING LATER TODAY. Rare Opportunity in San Marcos: Assumable 3.2% Loan + Endless Potential! Tucked away at the end of a peaceful cul-de-sac and backed by a lush greenbelt with walking and hiking trails, this charming 2-bedroom, 1-bath home delivers so much more than meets the eye; plus room to grow in multiple directions! Highlights & Upgrades include the incredible financing option to assume the 3.2% mortgage for qualified buyers: a very rare find in today’s market. Energy-Smart Living with PPA solar system, newer furnace, and A/C for year-round efficiency and comfort. Bright & modern feel with newer dual-pane windows, solar tube lighting, and sleek laminate flooring throughout. Room for all your toys in this fenced in backyard with RV/boat parking with lockable gate, plus space for 5+ cars in the driveway. Garage + Expansion Possibilities; 1-car garage now, with potential to expand to a full 2-car garage. Build Your Dream Layout; expand the back of the home to create a larger primary suite with an additional bathroom, or extend the side of the home for a bigger kitchen, larger laundry room, or additional living space. Private outdoor retreat with this spacious, fenced backyard perfect for entertaining, gardening, or relaxing in peace with enough room for an ADU. Quiet cul-de-sac location means minimal traffic and added privacy. Easy access to freeways, public transit, parks, schools, shopping, and Cal State San Marcos. Surrounded by nature with the convenience of city living. This is the kind of property that doesn’t just fit your needs today — it grows with you tomorrow. Whether you’re looking for an affordable entry into homeownership, a home with unbeatable loan terms, or a place you can customize into your forever home, this San Marcos gem checks every box.